The Benefits of Diversification
Think of the old proverb; “Don’t put all your eggs in one basket.” In other words, don’t put your hopes, dreams and future (or money) all in one place, because if that resource fails, you’ll lose everything. So, in this situation, the eggs represent your money and the basket represents one type of investment (mutual […]
Saving vs Investment, Choose wisely….
The demonitasion in 2016 led to many an embarrassing moments in many households. Since time immemorial, the lady of the house has always kept away a part of the money she receives for future expenses. It was not uncommon for her to stash away money in different jars as a saving for different goals, this […]
When should you buy a house?
Aaj mere paas paisa hai, bangla hai, gaadi hai, naukar hai, bank balance hai, aur tumhare paas kya hai? asks Amitabh Bachchan, addressing his brother Shashi Kapoor in the iconic film Deewaar released in 1975. He was showing off his possessions, considered a barometer of success. More than four decades later, the society still evaluates the success of […]
How to handle a Windfall ?
Figuring out how to manage a windfall sounds like the kind of problem we’d all like to have. Sadly, though, an unexpected payout—whether from an inheritance, a lawsuit settlement or a lucky lottery ticket—can create a world of problems. Shady advisers may shower you with dubious money multiplying schemes. Long-lost relatives could reappear with hard-luck […]
Elections and the Stock Market
Are you worried about the impact of the General Elections on your Portfolio? As the country moves into the Election mode and gets ready for the General Elections in May 2019, there will be a lot of noise in the media. The ruling party will make tall claims of their achievements whereas the opposition will […]
Stock Market Outlook and Trends – 2019
As we approach the end of the year and the dawn of the New Year, the number crunching starts. Specifically, as the calendar year ends, we download raw data and try to decipher trends and patterns in the data. 2018 was a year, which taught us some great overdue lessons. We learnt that small & mid caps […]
Financial lessons from Makar Sankranti !
Mark Twain said, “A year has 365 days but India has 366 Festivals” The concept of Universal Brotherhood encompasses all these festivals & the vibrant colors, warm hospitality & infectious buoyant spirit mark the celebration of our festivals. Some festivals welcome the seasons of the year – the harvest, the rains etc, while others celebrate […]
Have you done your Tax Planning for 2018-19?
With just a couple of months left for the financial year to end, and as the deadline for submitting the Form 12BB to your employer approaches, it is time you began making tax-saving investments — if you haven’t already. For the uninitiated, tax saving is a complicated task. In simpler terms, there are two ways […]
How to construct a Dream Stock Portfolio ?
All Investors want to have a dream portfolio and want to invest in Multi Baggers. They feel equity investments will give them multiple returns in the shortest possible time. As a normal policy, We don’t recommend individual stocks, but asset classes. However, it is the beginning of a New Year, so lets play a Game. Let’s […]
Successful Investing for 2019
What is success? Paulo Coelho famously said, “ Success is going to bed each night with your soul at peace.” In our interaction with investors, “What is successful Investing?” is a common question we ask at the initial stages of our interaction. Most replies are; “High Double digit growth, We want to beat the Sensex/ […]