Financial Resolution for the New Year, 2019
Every year, the week between Christmas & New Years Day has a strange duality about it. Year endings are about mellow acceptance of the failures in the year gone by and the excitement about new beginnings. This is the time when you hope and pray for a better future and there is also a slight […]
Price Earnings (PE) Ratio : Mysteries explained
The market is more expensive today than it was a year ago. Does a move in NIFTY from 10000 to 11000 after one year make it more expensive? We all hear that, but do we really know what they are talking about? The P/E ratio is one of the most popular and most used valuation […]
The Start of my journey as a Wealth Advisor
My journey as an IFA (Independent Financial Advisor) started only a couple of years back. After dabbling with the stock market since the last 20 odd years, I realised that I had always been missing the point; I was playing with the market. The Stock market for me was only a way to test my […]
Is Money Really Important?
“Wealth is not about having a lot of money, but having a lot of options.” “Money does not buy happiness.”How many times have you heard this? Lots of times, I am willing to bet. Our culture sends us two very conflicting messages about money. The first, a message that tells us money is everything. Celebrity […]
Common excuses for not investing!
“Mutual Fund Sahi Hai” campaign has ensured increased awareness of mutual funds as an investment option and also highlighted the need for investment. Wherever we go, potential investors corner us and start talking about investments, equity markets performance, and how can they start their investment journey. Some proudly claim that they also have a SIP, […]
FIRE – Financial Independence, Retire Early
The FIRE community is a group of individuals who want to retire early, to achieve financial freedom and follow a certain way of life. The FIRE movement is a lifestyle system, followed largely by millennials, that’s focused on the goal of achieving financial independence and retiring early. Some also call it a cult. The FIRE lifestyle has intrigued […]
Wealth Lessons from Guru Nanak Dev Ji
Five centuries after the passing of Guru Nanak Dev Ji, his words still resonate with his followers. As in all areas, his teachings related to money and wealth are also as relevant today as when he originally preached. On his birth Anniversary today, lets recollect and learn from what he taught about wealth. In the […]
Are you Financially ready for your retirement?
You have spent 30 years working. To really enjoy the next experience, you now need to plan for 30 years of your retirement. Do you know, that you are likely to live longer and healthier as compared to the previous generation? Do you know that your standard and cost of living will keep on increasing […]
Investment in stocks or mutual funds?
Any study of different Asset Classes as an investment option, clearly shows that, in terms of returns, Equity beats all other asset classes by a clear margin. If you look at other parameters like convenience, holding cost, taxation, nomination etc, still Equity in its digital format, beats all other asset classes, on all these parameters […]
Wealth Lessons from Diwali !
Diwali: A Celebration of Wealth, Prosperity, and Triumph Many interesting rituals and traditions have been attached to the celebrations of Diwali. Hindus across the world celebrate Diwali in honor of the return of Lord Rama, his wife Sita and his brother Lakshmana from exile of 14 years after Rama defeated Ravana. To honor the return […]