When will this market correction end?
Every investor you meet nowadays has only one question, When will this market correction end? When the market was booming, every investor was waiting for a correction so as to start investing. Now that the market has corrected, the investor is waiting for a rebound to start. Analysis of historical data points to the […]
Do You Need An Investment Advisor (GURU)?
I remember when I wanted to learn to drive a car, I thought I knew all about driving because I had seen my Dad and all my cousins driving since many years and we had a car in the family since I remembered. I took out our car parked in the porch, and tried to […]
Good Financial Advice?
Exercise regularly, go for a walk daily, don’t eat fried food, no junk, no colas, less of sweets, no smoking, limited alcohol, is sound advice for good health. We all know it, but how many of us follow it. Similarly, good financial advice is, don’t use credit cards, pay off your debts, start early, consult […]
Investing Lessons from Dusshera
The festival of Vijay Dashami, or Dussehra, symbolises the victory of good over evil. There are four yugas widely accepted in Hinduism, Satya yug, Treta yug (Ramayana), Dwapara yug(Mahabharata) and Kal yug(Present) In Satya yug, the fight was between two worlds (Devalok & Asuralok). Asuralok being the evil, was a different World. In Treta […]
Wealth is Evil ?
We all look at money differently. We have been conditioned in our growing up years about money and till today we react to it in a similar fashion. Movies to a large extent reflect society’s views. That one dialogue from the famous movie, Deewar; “Mera paas Maa Hai”, changed an entire generations attitude about money […]
Is it time to Buy Equity?
The S&P BSE Sensex has plunged 4,600 points, or by about 12 percent, from its lifetime high of 38,989 recorded in August. Indian market have been seeing a sharp sell-off on account of depreciation in rupee and higher crude prices. This negative sentiment was further reinforced by the fear of liquidity crisis to support credit growth […]
Should you stop your SIP or GULP instead?
Market and the daily volatility is on the top of the mind of most investors today. Some are ready to run and some are going bottom fishing, looking at bargain buys. The rupee continues its slide, stocks have fallen and the bond market is hit by fears of default. The equity indices took a beating […]
Hierarchy of Financial Needs
Countless Investor interactions later, a pattern of investor portfolio is emerging. Past experiences have led to biases and have put off most investors from an asset category. The omnipresence of LIC policies in most portfolios is amazing and most investors have used LIC as an Insurance and saving instrument despite LIC selling it as an […]
Inflation & Taxes… The Corpus destroyers
Just remember the wonderful times, when The banks used to give an interest of 12% and more on an FD, There was no TDS and no mandatory PAN linkage, no taxes to be paid and the corpus was doubling in every five to six years. On top of that, petrol was in single digits, the […]
It’s all about numbers….
Few people would admit to finding comfort in numbers. Even at the thought of numbers, many people are instantly transported back to school, to a particular maths class and with that comes anxiety over the fact you hated it or felt you never could understand the damn thing. That is a shame, because if we […]