Financial lessons from Makar Sankranti !
Mark Twain said, “A year has 365 days but India has 366 Festivals” The concept of Universal Brotherhood encompasses all these festivals & the vibrant colors, warm hospitality & infectious buoyant spirit mark the celebration of our festivals. Some festivals welcome the seasons of the year – the harvest, the rains etc, while others celebrate […]
Financial Resolution for the New Year, 2019
Every year, the week between Christmas & New Years Day has a strange duality about it. Year endings are about mellow acceptance of the failures in the year gone by and the excitement about new beginnings. This is the time when you hope and pray for a better future and there is also a slight […]
FIRE – Financial Independence, Retire Early
The FIRE community is a group of individuals who want to retire early, to achieve financial freedom and follow a certain way of life. The FIRE movement is a lifestyle system, followed largely by millennials, that’s focused on the goal of achieving financial independence and retiring early. Some also call it a cult. The FIRE lifestyle has intrigued […]
Are you Financially ready for your retirement?
You have spent 30 years working. To really enjoy the next experience, you now need to plan for 30 years of your retirement. Do you know, that you are likely to live longer and healthier as compared to the previous generation? Do you know that your standard and cost of living will keep on increasing […]
Good Financial Advice?
Exercise regularly, go for a walk daily, don’t eat fried food, no junk, no colas, less of sweets, no smoking, limited alcohol, is sound advice for good health. We all know it, but how many of us follow it. Similarly, good financial advice is, don’t use credit cards, pay off your debts, start early, consult […]
Hierarchy of Financial Needs
Countless Investor interactions later, a pattern of investor portfolio is emerging. Past experiences have led to biases and have put off most investors from an asset category. The omnipresence of LIC policies in most portfolios is amazing and most investors have used LIC as an Insurance and saving instrument despite LIC selling it as an […]