What my Mom Taught me about money….
My mother is a Financial Superwoman! All mothers are financial superwoman, aren’t they? Mother, they say is the first teacher. It was probably Ben Franklin’s mom, who taught him “a penny saved is a penny earned.” Long before financial gurus started preaching about the value of financial planning and financial rules one must follow, my […]
Investing Lessons from the Festival of Holi!
Mark Twain, “A year has 365 days, but India has 366 Festivals” Every celebration centers around the rituals of prayer, seeking blessings, exchanging gifts and goodwill, sharing, music, dance and feasting. In essence, the festivals teach us to Celebrate Life. Any excuse to celebrate is good, because the nature of our spirit is celebration. Holi teaches […]
Financial lessons from Makar Sankranti !!
“Pher aa gayi Bhangre d vari Lohri manaun di karo taiyari, Agg de kol saare aao. Sundariye Mundariya jor naal gao!! “Lohri is more than just a festival; it is an expression of community togetherness, celebration of fertility and the joy of life. Lohri holds more social significance than religious flavour. Mark Twain said, “A […]
Prospects of Samvat 2076
We all love forecasts and making guesses. An end of a period and the start of the new Year is the most popular time to have another round of forecasts on the prospects for the year ahead. Diwali and the start of Samvat 2076- The Hindu Calendar Year- has brought with it a flood of […]
“October Effect” – Fact or Fantasy..
The stock markets have its own superstitions, sayings and lunacies.Some of them are connected with certain months, some with dates and some with specific days.Old stock market adage says “Sell in May and Go away”, “The back to school trade is always down,” and “Remember September always underperforms.”As per the Chinese calendar, August is considered […]
What is Contrarian Investing?
In the plains of the African national parks an event gets played out on a daily basis. The moment an impala or a deer senses danger and starts running; the rest of the herd also joins the run. Many in the herd will not even know what triggered the running. Similar scenes can be observed […]
Conquer your financial sins this Dussehra!
The festival of Vijay Dashami, or Dussehra, symbolises the victory of good over evil. There are four yugas widely accepted in Hinduism, Satya Yug, Treta Yug (Ramayana), Dwapara Yug (Mahabharata) and Kal Yug(Present) In Satya yug, the fight was between two worlds (Devalok & Asuralok). Asuralok being the evil was a different World. In Treta […]
Why is Market Sentiment so poor..??
Of late, despite a record mandate for the ruling government, relatively benign macros, low oil prices, reasonably good monsoon, falling interest rates, low inflation, fiscal prudence by the government and many such favourable factors, the sentiment remains poor. In terms of year-to-date performance of the top 50 equity markets in the world, we are now […]
Equity Investment is all about…
An equity investment is money that is invested in a company by purchasing shares of that company. Equity investment in business is buying an ownership stake – a “piece of the pie.” Equity investors provide capital, almost always in the form of cash, in exchange for a percentage of the profits and losses.The main benefit from an equity […]
The Abilene Paradox in the Investment World
Do you often feel that you are heading in a direction you may not want to, but you still head that way because you assume that’s where everybody’s going?You want to observe traffic rules, but you see everyone ignoring the red light and you do the same. Someone breaks the lane while driving and the […]