Saving vs Investment, Choose wisely….

Saving vs Investment, Choose wisely....

The demonitasion in 2016 led to many an embarrassing moments in many households. Since time immemorial, the lady of the house has always kept away a part of the money she receives for future expenses. It was not uncommon for her to stash away money in different jars as a saving for different goals, this […]

Financial lessons from Makar Sankranti !

Financial lessons from Makar Sankranti !

Mark Twain said, “A year has 365 days but India has 366 Festivals” The concept of Universal Brotherhood encompasses all these festivals & the vibrant colors, warm hospitality & infectious buoyant spirit mark the celebration of our festivals.  Some festivals welcome the seasons of the year – the harvest, the rains etc, while others celebrate […]

How to construct a Dream Stock Portfolio ?

How to construct a Dream Stock Portfolio ?

All Investors want to have a dream portfolio and want to invest in Multi Baggers. They feel equity investments will give them multiple returns in the shortest possible time. As a normal policy, We don’t recommend individual stocks, but asset classes. However, it is the beginning of a New Year, so lets play a Game.  Let’s […]

Is Money Really Important?

Is Money Really Important?

“Wealth is not about having a lot of money, but having a lot of options.”  “Money does not buy happiness.”How many times have you heard this? Lots of times, I am willing to bet.  Our culture sends us two very conflicting messages about money. The first, a message that tells us money is everything. Celebrity […]

Wealth Lessons from Guru Nanak Dev Ji

Wealth Lessons from Guru Nanak Dev Ji

Five centuries after the passing of Guru Nanak Dev Ji, his words still resonate with his followers. As in all areas, his teachings related to money and wealth are also as relevant today as when he originally preached. On his birth Anniversary today, lets recollect and learn from what he taught about wealth. In the […]

Are you Financially ready for your retirement?

Are you Financially ready for your retirement?

You have spent 30 years working. To really enjoy the next experience, you now need to plan for 30 years of your retirement.  Do you know, that you are likely to live longer and healthier as compared to the previous generation?  Do you know that your standard and cost of living will keep on increasing […]

Wealth is Evil ?

Wealth is Evil ?

We all look at money differently. We have been conditioned in our growing up years about money and till today we react to it in a similar fashion. Movies to a large extent reflect society’s views.  That one dialogue from the famous movie, Deewar; “Mera paas Maa Hai”, changed an entire generations attitude about money […]

It’s all about numbers….

It’s all about numbers....

Few people would admit to finding comfort in numbers. Even at the thought of numbers, many people are instantly transported back to school, to a particular maths class and with that comes anxiety over the fact you hated it or felt you never could understand the damn thing. That is a shame, because if we […]